As October creeps ever closer people are getting more aware, and more worried, about the cost of energy in the coming year. With this in mind, we have tried to come up with some different ways to save energy. Continue reading Different Ways to Save Energy
I have had a strange issue going on for almost 2 years now for which I have only just found a solution – my credit card has been declined online for no apparent reason on multiple websites.
It doesn’t happen every time that I buy things, but maybe only about 10% of times. Continue reading Credit Card Declined Online
There was a post on a facebook group I am on recently where someone asked on ideas to feed 4 people for 8 days for less than £20. In fact the specific amount was £17.64 and they actually wanted lunch and dinner but I thought that this was a good challenge to undertake so here is my list of dinners for that amount: Continue reading Feed 4 People for 8 Days for Less Than £20
Raiding your child’s piggy bank is not something that I would generally suggest although I am sure there are plenty of people who have suddenly found themselves short of cash or just some change that have needed to do it in the past!
But it might be important that you do it before the middle of October 2017!
The reason for this is the introduction of the new £1 coin that is happening on 28th March of this year. The new £1 coin will be completely different to the old round one as it will be 12 sided and not round for starters. There are many other aspects of the new pound coin that will be different from the old one in a bid to stop counterfeiters.
You will still be able to use the old £1 coin until 15th October 2017 but after that nobody is obliged to accept the coin. However you will be able to pay it in to most post office and bank accounts, even though you will likely not be able to spend it.
So it is probably a good idea to maybe empty out that piggy bank and either swap it for new coins when you get them, or maybe pay it in to a child’s savings account if they have one.
It will be easier to do this before the 15th October deadline as you (or they) will be able to spend it in shops along with the new one pound coin.
So on 15th October 2017 the old one pound coin will no longer be legal tender.
If you are reading this and it is after the 15th October 2017 deadline and you have found a stash of the old £1 coins then take them into your bank and they should be able to credit them to your account.
No doubt there will be plenty of people finding £1 coins down the back of sofas and in clothes for quite a while to come!
If you run a small business and want to take credit and debit card payments when you are out and about then you might be interested in one of the mobile card payment options that are available.
Sum Up is just one of the those that is available and below I have a discount code for you!
Personally I have been using Sum Up for around 2 years now and I find it really easy to use with only a 1.95% charge on transactions. it enables me to take credit and debit card payments wherever I am with little fuss and the payments are sent over to my bank account within a few days.
All you need to use it is the terminal and a smartphone to connect to (and 3G/4G/wireless) and you can take payments from most cards including American Express.
This can be really useful if you are somewhere there isn’t a cashpoint nearby or even if you sell stuff that is at a price point where people may not have that much cash on them.
So anyway, if you are interested in taking a look at Sum Up then you an get a £20 discount on the price of the terminal if you follow the link below:
